Friday, 5 June 2020

How to set up WhatsApp Payments or whatsapp upi pay

WhatsApp Pay? In today's post, we will know how to use Whatsapp payment, UPI Payment App, WhatsApp has released a new update in the name of WhatsApp Payment, in this update, the option of WhatsApp pay money transfer has been given. With this help, you can transfer money to each other.

what is Whatsapp payment, how to use WhatsApp pay

In this post, we will know, what is Whatsapp payment, how to use WhatsApp pay, how to enable WhatsApp payment. To know how to do all this, you read this post totally.


If you are a WhatsApp user then this update is very helpful for you.WhatsApp has become the most used app worldwide due to its services and features. A very good feature of UPI payment has come in this new feature. Now you can transfer money to others with the help of WhatsApp.

What is WhatsApp payment?

WhatsApp has launched the UPI pay feature for all WhatsApp users. With the help of this new feature, you can transfer money. WhatsApp payment is UPI based. And this feature was launched on 8 Feb 2018. As we know, the use of online transactions has increased a lot in today's time.

In such a situation, the feature of WhatsApp payment will be very helpful. And it is very simple to use. With the help of this, anyone can send money and can revise it. Such as Paytm, phone pe, google pay app.

With this feature, you can send money anywhere in the world. Also, you can send money along with chatting with friends.

It is available for ios and android both users. With the help of UPI, you can send money to the account of others and you can make cash transactions online with your bank account.

In this, you will get a unique id for UPI payment, from which you can receive payment from others. In this, the person you want to send money must also have the option of UPI payment.

Like other apps, you can pay everywhere through WhatsApp Pay. For example, you can pay at all these places like the mall, online payment, money transfer, bill payment, online ticket.





How does WhatsApp payment UPI work?

Like other apps, WhatsApp payment also works. It works like UPI payment like google pay, phone pay. To use this feature, you must have a bank account. To make UPI payment, your WhatsApp should be made from the same number which is linked in your bank account.

In this, you will get a unique id for UPI payment, from which you can receive payment from others. In this, the person you want to send money must also have the option of UPI payment.

Like other apps, you can pay everywhere through WhatsApp Pay. For example, you can pay at all these places like the mall, online payment, money transfer, bill payment, online ticket.

There is no extra charge on payment from WhatsApp.No bank account number is required to send money from this method. Whichever money you want to send You can send money to his bank account with his UPI number

How to set up WhatsApp Payments 

1. First, you have to open Whatsapp

2. Click on the three dot icon on the top right corner

3. Now press the settings button

4. Click on the payment icon button

5. After clicking on the Payments option, click on "Accept And Continue" in the next step.

6. Now you have to verify your phone number. Then click on "VERIFY VIA SMS".(Tap Make sure that the WhatsApp number you're using is the same one registered with your bank account.)

7. After that if you have two sims in your mobile, then you will be asked to select a sim, then WhatsApp verifies that the SIM card is the one registered with your account. 

8. After verifying the phone number, you will be asked to select your bank, then select the bank in which you have an account.

9. In the next step, your bank account will be shown, in which the last four numbers of your bank account number will be shown. Now click on your bank account. (If you have the same phone number registered in your Whatsapp and bank account)

10. Now your bank account will be connected to your Whatsapp.(If you want to send money to someone through WhatsApp, then you will not be able to do that now. For that you have to do some steps and complete.)

11. Now again you can come to the Payments option inside Whatsapp.

12. Now click on (SEND YOUR FIRST PAYMENT).

13. After that, you will be asked to verify your debit card. Now click on CONTINUE.

14. Now enter the last 6 numbers of your debit card

15. In the next step, you have to CREATE UPI PIN, then you click on "SET UP UPI PIN" and CREATE your UPI PIN.(don't forget you're UPI PIN)

16. Whatsapp payment will start after completing all these steps. Now you can transfer and receive money through Whatsapp.

After completing all these steps, you can send and receive money to others. Now we will know how to send money to others. 

How to send money from WhatsApp Payment?

1. First, open Whatsapp

How to send money from WhatsApp Payment?

2. Now open the chat of whoever you want to send money to

3. After that select the clip icon.(As shown in the photo)

4. Now click on the Payment button option.

5. Now enter the amount you want to send and then click on the sand icon

6. Enter your UPI PIN. and then click on the sand icon

7. The money will be sent after entering the UPI PIN. 

what is UPI

In today's time, UPI is a very simple way to do online transactions.UPI is one such way in online transactions. By which money can be transferred from one end of the world to the other end.

UPI full form (Unified Payment Interface).With the help of UPI, you can send money from your bank account to others' accounts anytime, anywhere.

With the help of UPI, it takes very little time for anyone to pay. With this, you can make all kinds of payments. And UPI payment is also safe. And it is very easy to use. This happens very quickly with the rest of the payment method.

No bank account number is required to transfer money from this and with the help of UPI, you can do online transactions anytime.

With UPI, you can make all kinds of payments like shopping online.you can pay at the mall , shopping site, ticket booking, bill payment, mobile recharge, and everywhere.

What is UPI pin

If you use ATM then you will know that atm has a 4 digit password. Whenever you withdraw money from ATM, then you have to enter the 4 digit password. Then you can withdraw the money.

In this similar UPI payment, the UPI pin works like a password. Similarly, when we pay someone with WhatsApp pay, then the UPI pin has to be inserted.

UPI PIN is your password which has to be entered at the time of payment. UPI pin you can put 4 to 6 digits. Whenever you pay someone, you will have to enter UPI PIN. After that, you can pay


In today's post, I told you how to use WhatsApp payment, WhatsApp UPI pay. With this new feature of WhatsApp, you can easily send money to anyone, for this, no other app will be required.

Now you can also transfer money by chatting with friends. All the information related to WhatsApp payment has been told in detail, if you do not understand anything, then comment us.

If you liked the information on this post, then you can tell us by commenting and sharing it with friends and if you have any questions, you can also comment and ask us.






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